Superannuation, managed funds, financial advisors.

Exceed investor expectations

direct debit

With the wealth industry – and its customers – rapidly evolving, your technology needs to keep up. All that glitters can be gold, with the right payments partner.

  • Real time transactions and settlements through NPP via Monoova
  • Monoova Ledger for account funding, payouts, and reporting
  • Automated reconciliation and customisable reconciliation rules
  • Online checkout for wealth platforms, compatible with recurring and one-off payments
  • Future-proof your funds under management
  • Receive and send funds via PayTo, BPAY

We make money move®.

Automated reconciliation – no more lost payments

Automated reconciliation

Eliminate the administrative burden of payment errors, orphaned payments , and chasing typos in reference numbers. Incoming and outgoing payments are automatically reconciled and matched to customer IDs.

Save days of work each month by replacing manual reconciliation systems with Monoova. When payments don’t add up, customisable rules take care of it for you, following your own playbook.

How can Monoova improve your wealth platform’s payment experience?

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Virtual accounts

Your customers pay funds into virtual accounts in your platform, linked to their customer IDs and automatically reconciled.

Ledger

Monoova’s ledger keeps customer funds digitally segregated and enables available funds to be reflected in a customer’s account in real time.

Control

Give customers control over how they pay, whether it’s traditional payments they’re comfortable with, or the latest in payments technology.

Protect customer funds.

Monoova Ledger

Secure transactions,

Track and manage customers’ virtual accounts and individual transactions, and easily generate ledger reports.

Ledger matches payments with customer IDs and virtual accounts, keeping their funds digitally segregated with consolidated transaction histories. Perfect for account funding, payouts, and offering account statements.

Your payment options with Monoova

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Without the API that Monoova provides, things like BPAY, direct debits, bank transfers, we would have to integrate and build all the componentry around it individually. With Monoova, we can just plug into one API and we can gain all that functionality.”
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Headshot of Tristan Dakin from Wise

Tristan Dakin

Country Manager, 

Australia & New Zealand

Account funding and payouts.

Flow of funds for wealth platforms

Automated

Whether your clients are more traditional or fast to adopt new technology, offer a range of payment methods to give greater control and comfort when it comes to moving funds:

  • Direct entry
  • BPAY
  • Direct Debit
  • PayTo
  • PayID
  • Online card payments
  • Google Pay and Apple Pay

End your payments experience on a high with an excellent payout process. Payout in near real-time with PayTo via Monoova.

Monoova API.

Future proof your wealth systems

Secure transactions,

The wealth industry is changing rapidly, and innovation is around every corner. Monoova is API-based, able to accommodate growing volumes of transactions and future products.

Whether you’re investigating AI, alternate investments, post-retirement offerings, or how younger generations are managing their money differently, Monoova’s APIs are flexible and always improving.

Stay compliant, reduce disputed transactions.

Security and disputes

Automated

Each payment rail has its own compliance and regulatory needs. Monoova stays on top of this for you, with requirements met (SOC 2 Type 2, PCI-DSS, 3D Secure 2 for cards, encryption, and MFA) and exceeded through our additional security features.

Account whitelisting, visible source account information, account verification, transaction monitoring, Confirmation of Payee, and more are all built into our technology.

With verification processes for Know Your Customer procedures and improved visibility and tracking of payments, gain control over reducing and resolving disputes more easily.

Processing global payments are now easier.

Let Monoova take care of your remittances

Transition

Remove the hassle of dealing with cross-border payments when you have Monoova’s robust API in your tech stack. From competitive FX rates to auto-reconciliation to real-time domestic payments via the NPP, we’ve got everything to make your operations run smoother.

Talk to our payment experts today to learn how we can help you streamline your remittances.

More ways to make money move®

make money move™

Global Payments

Access wholesale cross-border rates.

Receiving Payments

Receive funds through multiple channels easily

Auto-reconciliation

Automatic, real-time reconciliation.

White-glove service and a single point solution that connects you with speed and automation 24/7/365

Monoova is your partner to make money move®
White-glove service|single point solution|make money move™

The latest news

news

How to elevate your investment platform’s payment experience and Make Money Move

As trading has become more accessible with lower barriers to entry, a growing number of people are signing up to trading platforms. Discover how to enhance your investment platform with seamless funding, faster payouts, and real-time updates.

Make Money Move in Property Management with Monoova

Rent collection is a crucial financial management task in the real estate business but traditional processes are slow and inflexible. Monoova can change that

Future-proofing payments in the insurance industry

The financial landscape in Australia is on the brink of a monumental shift, driven by mandatory regulatory changes. For the insurance industry, this change marks a significant turning point. Incorporating real-time payments into the insurance sector is about more than just compliance—it’s about delivering superior value to both customers and insurers.

PayTo for Merchants

The Australian banking ecosystem is undergoing a technical transformation. With the rollout of the NPP and the upcoming retirement of the BECS system in 2030, both businesses and consumers are getting accustomed to the new ways of doing things. One of the most innovative introductions is PayTo, a real time payment rail that allows for consumers to authorise recurring or one off payments of fixed and variable sums all while controlling the agreement

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.