Accounts payable. Accounts receivable.

Monoova monitors and matches payments

When you’re dealing with high volumes of transactions, accounts receivable and accounts payable, reconciliation can become unwieldy. No one wants to spend hours investigating and identifying unmatched payments, so let us automate it for you.

Save time, improve cashflow and deliver best-in-class customer experiences with one simple and secure payments API.

Track balances and transaction history for each of your customers
Use our ledger to create custom payment workflows with intermediary steps
Batch and ungroup payments with ease
Create reconciliation rules that suit your business
Whitelist source and destination accounts to strengthen your control
Automated rules allowing payments to be disbursed instantly without manual handling. One-to-many or one-to-one
Notifications make sure you know the ‘when, how and who’ for incoming payments

It’s all possible with Monoova’s API. Add in FX services and online card payments, and you’ve found your best-fit payment solution.

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In-built fraud protection.

Risk management for added security

Let Monoova take the sting out of scams and fraud. Our team, dedicated to monitoring triggers and patterns for scams and fraud, can help you protect yourself and your customers.

The smarter way to manage payments

Automated reconciliation

Cut reconciliation time from days to just seconds with instant, automatic reconciliation and notifications on every transaction, regardless of the payment method.

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Virtual accounts

Create as many PayIDs and account numbers as you need to associate everyone single one of your customers with a unique set of details. Identifying the source and customer associated with each transaction enables seamless, traceable payments, automatically.

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FX services

Optimise cross-border payments in the same place as your domestic payment support. Same-day settlements and dedicated account managers make foreign exchange and remittance easy.

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Insights

From inbound and outbound reporting to failed payment notifications and source-account information, Monoova gives you the insight and control to manage payments efficiently.

One-to-many.

Flexible rules for better control

Split payments automatically, disbursing funds to suppliers and partners in real-time. Our API gives you the control you need to reconcile and manage one-to-many payments at scale.

Security first, last and always.

Increased protection

SOC2, PCI-DSS, MFA, 3D Secure – lots of acronyms mean we take security seriously. With end-to-end encryption, transactions are kept safe, while whitelisting capabilities strengthen your controls. Our local, in-house security experts are serious about keeping your business and your customers safe without degrading the payment experience.

More about security

We’ll make it smooth.

No more payment pain

A seamless payment experience is possible. Reduce the risk of errors, failed payments and more, and handle refunds and overpayments with ease. What’s more, our local customer support team is here for you every step of the way. Get a dedicated specialist support team with a direct line, so you’ll never need to worry.

We saved two FTEs at least 50% of their time which was spent on reconciliation. Now they can focus on customer support. It's dramatic for a small team."

Christiaan Lok

CTO

Play in the Sandbox

Explore our API documentation

Focus on your business.

Take a smart approach to managing payments

Our simple and secure payments API puts you in control with fast payment processing and real-time reconciliation. Talk to a payments expert today and find out how your business can step up to a smarter payment solution.

Speak with an Expert

Read the API documentation