Superannuation, managed funds, financial advisors.

Exceed investor expectations

direct debit

With the wealth industry – and its customers – rapidly evolving, your technology needs to keep up. All that glitters can be gold, with the right payments partner.

  • Real time transactions and settlements through NPP via Monoova
  • Monoova Ledger for account funding, payouts, and reporting
  • Automated reconciliation and customisable reconciliation rules
  • Online checkout for wealth platforms, compatible with recurring and one-off payments
  • Future-proof your funds under management
  • Receive and send funds via PayTo, BPAY

We make money move®.

Automated reconciliation – no more lost payments

Automated reconciliation

Eliminate the administrative burden of payment errors, orphaned payments , and chasing typos in reference numbers. Incoming and outgoing payments are automatically reconciled and matched to customer IDs.

Save days of work each month by replacing manual reconciliation systems with Monoova. When payments don’t add up, customisable rules take care of it for you, following your own playbook.

How can Monoova improve your wealth platform’s payment experience?

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Virtual accounts

Your customers pay funds into virtual accounts in your platform, linked to their customer IDs and automatically reconciled.

Ledger

Monoova’s ledger keeps customer funds digitally segregated and enables available funds to be reflected in a customer’s account in real time.

Control

Give customers control over how they pay, whether it’s traditional payments they’re comfortable with, or the latest in payments technology.

Protect customer funds.

Monoova Ledger

Secure transactions,

Track and manage customers’ virtual accounts and individual transactions, and easily generate ledger reports.

Ledger matches payments with customer IDs and virtual accounts, keeping their funds digitally segregated with consolidated transaction histories. Perfect for account funding, payouts, and offering account statements.

Your payment options with Monoova

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Without the API that Monoova provides, things like BPAY, direct debits, bank transfers, we would have to integrate and build all the componentry around it individually. With Monoova, we can just plug into one API and we can gain all that functionality.”
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Headshot of Tristan Dakin from Wise

Tristan Dakin

Country Manager, 

Australia & New Zealand

Account funding and payouts.

Flow of funds for wealth platforms

Automated

Whether your clients are more traditional or fast to adopt new technology, offer a range of payment methods to give greater control and comfort when it comes to moving funds:

  • Direct entry
  • BPAY
  • Direct Debit
  • PayTo
  • PayID
  • Online card payments
  • Google Pay and Apple Pay

End your payments experience on a high with an excellent payout process. Payout in near real-time with PayTo via Monoova.

Monoova API.

Future proof your wealth systems

Secure transactions,

The wealth industry is changing rapidly, and innovation is around every corner. Monoova is API-based, able to accommodate growing volumes of transactions and future products.

Whether you’re investigating AI, alternate investments, post-retirement offerings, or how younger generations are managing their money differently, Monoova’s APIs are flexible and always improving.

Stay compliant, reduce disputed transactions.

Security and disputes

Automated

Each payment rail has its own compliance and regulatory needs. Monoova stays on top of this for you, with requirements met (SOC 2 Type 2, PCI-DSS, 3D Secure 2 for cards, encryption, and MFA) and exceeded through our additional security features.

Account whitelisting, visible source account information, account verification, transaction monitoring, Confirmation of Payee, and more are all built into our technology.

With verification processes for Know Your Customer procedures and improved visibility and tracking of payments, gain control over reducing and resolving disputes more easily.

Processing global payments are now easier.

Let Monoova take care of your remittances

Transition

Remove the hassle of dealing with cross-border payments when you have Monoova’s robust API in your tech stack. From competitive FX rates to auto-reconciliation to real-time domestic payments via the NPP, we’ve got everything to make your operations run smoother.

Talk to our payment experts today to learn how we can help you streamline your remittances.

More ways to make money move®

make money move™

Global Payments

Access wholesale cross-border rates.

Receiving Payments

Receive funds through multiple channels easily

Auto-reconciliation

Automatic, real-time reconciliation.

Personalised service and a single solution that connects you with speed and automation 24/7/365.

Monoova is your partner to make money move®
White-glove service|single point solution|make money move™

The latest news

news

How Payroll is Changing: New technologies replacing ABA files and Preparing for Payday Super

The first major changes to payroll in decades have arrived. Australia’s banking sector is undergoing a transformation, introducing real-time payments and greater digital connectivity. Payday super is coming 1 July 2026 and will require employers to pay superannuation contributions alongside employee salaries and wages. Monoova can assist payroll companies in this transition to new payments technology.

How Launtel is Transforming Customer Experience with Instant Payments

Proudly Australian-owned and operated, Launtel is an internet service provider (ISP) headquartered in Launceston, Tasmania. Known for being Australia's fast and most flexible internet service provider, Launtel offers customers control over their internet service through the ability to and providing as many payment options as possible. Adam Poulton, CEO, Launtel, shares why they choose Monoova as their preferred payments partner, how the integration and onboarding experience has been, and how it's benefitted their customer experience.

Monoova are Finnies Award Finalists 2025

Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.‍

How Australia's Payments Reforms will Reshape Insurance in 2025

Our Chief Commercial Officer, David Greene, shares his insights as a keynote speaker at the Future of Insurance Conference 2025 in Sydney. David highlights how insurers can leverage innovative payment technology to maintain competitiveness, boost efficiency, and improve customer experience. The Australian government’s modernisation of the payments system including the phasing out of BECS by 2030 will significantly impact insurers, particularly in operations, compliance, and customer expectations. David explores how Monoova's payment solutions can help insurers prepare for these changes and stay ahead of the curve.‍

*Disclaimer: To the extent that the information contained above is sourced from third parties or provides link to third party websites, Monoova takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the material provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including internet sites) operated by third parties. You may read our PDS/FSG for more information.